The post Why attend auto shows before buying your car appeared first on 麻豆直播 Consumer USA.
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The benefits of attending an auto show are immediate and hard to miss. Entering a convention center full of hundreds of gleaming, new vehicles, organized by brands across thousands of square feet of space is a car shopper鈥檚 dream.
From first-time car buyers to those in search of a new car to people just interested in seeing what鈥檚 coming down the line, there鈥檚 something for everyone to be thrilled about by getting firsthand looks at vehicles as far as the eye can see.
Earlier this year we found ourselves surrounded by the latest and greatest cars when we visited the North Texas Auto Expo 鈥� an event that, after attending many times, has become one of our own personal happy places.
Held at the Kay Bailey Hutchison Convention Center in downtown Dallas, this year鈥檚 auto show allowed us to explore all the vehicles and let us stop for ones we really wanted to spend extra time with. Just being able to take in all the cars you want in a single day is an amazing opportunity.
A big benefit of attending an auto show is seeing hundreds of automobiles, as in our case, from 10+ brands, all in one place. Nearly every manufacturer is represented, and if you have a personal favorite, it鈥檚 easy to navigate to a particular section for all that brand has on site.
You can also take your time with each vehicle and compare differences between trims, body styles, fuel efficiency, you name it. All the specs are right there on a display sheet on each vehicle, so it鈥檚 simple to take notes as you go along.
There are also multiple representatives from each brand ready to answer any questions you may have about a particular vehicle. They are all more than happy to talk shop about the specifics of their cars and inform on the latest updates.
As one of the most anticipated automotive events in the Southwest United States, the North Texas Auto Expo occupied indoor听补苍诲听outdoor exhibit space. The outdoor area was reserved for test drives with many Stellantis vehicles (Dodge Durango, Dodge Hornet, Ram 1500, Ram 2500, Jeep听Gladiator, Jeep Grand Wagoneer, Chrysler Pacifica) ready to roll. This is great for first-time buyers as they are able to:
As at听last year鈥檚 event, a highlight of the 2025 Auto Expo was the Indoor EV Test Track. Performance and the power of electric vehicles from top brands such as Audi, BMW, Chevrolet, Ford and Mercedes-Benz were on full display, as attendees hopped into EVs with a professional driver and traversed 200,000 square feet of the convention floor.
Speaking of electric, another favorite of this year鈥檚 event was a shiny red Dodge Charger Daytona. It drew quite a crowd as the sound of the muscle car 鈥渞evving鈥� echoed across the event space. Combined with the Volkswagen ID.BUZZ (more on that later), the latest in the world of electric cars were on display in nearly every brand section.
To help us explore the expansive and jaw-dropping space, we brought along听Car and Driver听2025 Editors鈥� Choice list听and were able to see many of those vehicles that made the top grades in person. This included the opportunity to sit behind the wheel of the Genesis and Chevrolet Trax and view repeat winners from Honda, the Accord and Civic. We also got up close with other winners 鈥� the Chevrolet Corvette, Ford Maverick and the Ram 1500, to name a few on the list.
Another hit was the electric Volkswagen ID.BUZZ. The latest entrant into the world of EVs, the pair at the Auto Show feature orange and blue colors that begged to be explored. The combination of modern technology and design nods to the iconic VW bus made popular in the 1960s, made these a must-stop for visitors to the show.
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The Texas Auto Writers Association had signage throughout the Expo next to vehicles they voted as their top picks. Attendees were especially drawn to the award winner for the Off-Road Truck of Texas, the INEOS Grenadier Quartermaster.
As the judges wrote about the vehicle, 鈥淭he INEOS reminds you that some things are just built with a purpose. We loved the pure off-road capability that the platform provided. Taking the wins of the SUV and applying it to the pickup market, smart.鈥�
Other vehicles recognized by the Texas Auto Writers were the Genesis GV80 (Luxury SUV of Texas), Kia EV9 (Electric SUV of Texas), Lexus GX 550 (2025 SUV of Texas) and Nissan Kicks (Sub-Compact SUV of Texas).
Whether you鈥檙e in the market for a new vehicle or not, events like the DFW Auto Expo are a great way to spend the day checking out the latest and greatest in the world of automobiles.
And to get the most out of your experience, it鈥檚 a good idea to:
Outside of the event we attended in Texas, there are tons of other auto shows across the country throughout the year to check out. These include the Chicago Auto Show, Los Angeles Auto Show, New York International Auto Show and Detroit Auto Show.
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]]>Have wheels, will travel. But where should you go for that memorable getaway?
Here are 18 of the best road trips for 2025, as recommended by AAA, to give you some momentum with your planning.
From sandy shores to wide skies and mountains, plus a range of destinations to explore when you pull in, there鈥檚 plenty to peruse and set your sights on.
Fill up on history and scenery with a trip that starts and finishes in Boston, Massachusetts, where you鈥檒l have the chance to walk the Freedom Trial to sites key to the American Revolution. On the open road, you鈥檒l head to coastal village Mystic, Connecticut, for seafaring traditions followed by the opulent mansions of Newport, Rhode Island.
229 miles, five hours
Seemingly a world away from the bustle of Boston lie the rugged desert canyons of Arizona, including the main attraction, the Grand Canyon. Loop from Flagstaff to the Grand Canyon鈥檚 South Rim and experience another side of U.S. history within the pueblos of the Wupatki National Monument. Want more? This trip also ventures to the staggering Sunset Crater Volcano.
272 miles, six-plus hours
Unwind and relax on the Natchez Trace Parkway, a sedate two-lane traverse of the scenic American South. Setting out from Nashville, Tennessee, it follows the course of an historic Native American footpath, through Tupelo, Mississippi, the birthplace of Elvis Presley, and passes close to Native American and Civil War sites on the way to Natchez.
495 miles, 10-plus hours
A step and a drive back in time await as part of a 197-mile journey through Dutch Country, Pennsylvania. Leaving Harrisburg for Lancaster, York and Gettysburg, before circling back to Harrisburg, it includes the opportunity to see traditional Amish and Mennonite lifestyles. And no trip to Dutch Country would be complete without a sweet stop at Hershey, home to the long-established chocolate maker.
197 miles, five-plus hours
Tucson and Scottsdale, with their art galleries and refreshing resorts, are interspersed with the cacti-characterized landscape of the Sonoran Desert and Western saloons on this photo-worthy drive. Enjoy the colors and contrasts as you adventure at your own pace.
547 miles, 10-plus hours
It鈥檚 SoCal all the way with Los Angeles as your beginning for a route that encompasses palm trees, beaches, wine country, a visit to San Diego and the canyons of Anza-Borrego Desert State Park. AAA recommends traveling in spring or fall to avoid the heat.
307 miles, six-plus hours
Further north you can experience a different sort of coastal beauty as you set off from California鈥檚 Central Valley along the Pacific Coast Highway and on to Oregon鈥檚 U.S. Highway 101. Soak up the stunning ocean views, stop at quaint beach towns and marvel at the mighty redwoods.
380 miles, eight-plus hours
Combine the bright lights of the city with landmarks and some natural wonders on this Southwestern adventure through Nevada, Arizona and Utah. Las Vegas, the Hoover Dam and the Grand Canyon are some of the highlights here.
857 miles, 16 hours
Great Smoky Mountains National Park, America鈥檚 most visited national park, is the star of the show in Tennessee and North Carolina for a meander through the natural splendor. Besides enabling you to admire almost endless vistas and explore the park, the trip offers visits to Knoxville, as well as Chattanooga, Gatlinburg and Ashville among the mountains.
498 miles, 10-plus hours
Discover the dramatic landscapes of Oregon and Washington along the Historic Columbia River Highway through Columbia River Gorge, and visit iconic Mount Rainier and its surrounding national park. Covering a swathe of the Northwest, your route also winds through arid valleys supporting flourishing vineyards.
551 miles, 10-plus hours
This spectacularly elevated drive along a section of the 469-mile Blue Ridge Parkway takes you from Cherokee to North Carolina鈥檚 state line with Virginia, accompanied by mountain views aplenty and great places for hiking as you go.
304 miles, eight-plus hours
Chances are you鈥檝e heard of fabled Route 66 but have you experienced it? Here鈥檚 an opportunity to explore 鈥減ockets of well-preserved Mother Road nostalgia鈥� with a weekend-friendly two-hour-plus road trip from Albuquerque, New Mexico, to Adrian, Texas, the midpoint of Route 66.
119 miles, two-plus hours
In a region of cooler temperatures, this South Dakota sojourn is recommended for the summer, during which you can tour a host of historic landmarks. Mount Rushmore, famed for the towering rock carvings of prominent presidents, is the focus while other sites include Jewel Cave National Monument and the goldrush town of Deadwood.
209 miles, five hours
You鈥檙e set to encounter some of the most beautiful natural landscapes in the country when embarking on an epic 1,049-mile journey to Utah鈥檚 distinctively rugged national parks, such as those of Zion and Bryce Canyon.
1,049 miles, 19-plus hours
Less expansive but no less appealing is a route through Cape Cod, Massachusetts; an area rich with history and coastal charm. Fans of beaches, fishing and whale watching (the season runs from mid-April to October) will be enamored with this choice.
174 miles, six-plus hours
Drive into unspoiled, untamed lands within Big Sky Country for 425 miles of mountainous Montana and Wyoming. Yellowstone Wildlife Sanctuary and the Buffalo Bill Center of the West are not to be missed among the wealth of natural wonders and Old West history.
425 miles, eight-plus hours
Go coast to coast in the Sunshine State and enjoy its beaches, big-hitting vacation destinations, including Fort Lauderdale, Palm Beach and Naples, as well as the marshlands and watery landscapes between each sea.
421 miles, 10-plus hours
Get ready for an enthralling mix of adventures when making tracks from San Francisco across California to the sparkling waters and outdoor experiences of Lake Tahoe, before moving on to the glitter of gaming city Reno, Nevada, and returning to the City by the Bay.
486 miles, nine-plus hours
Once you鈥檝e turned ideas and inspiration into some solid travel plans, you might find tips for your trip preparation useful. Take a look at these suggestions to gear up for a smooth journey.
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When it comes to words associated with car ownership, equity is one of the top terms it鈥檚 good to be familiar with. Equity not only gives you an idea of the worth of your vehicle, specifically, it defines the worth and value to you as the car owner.
Experian defines equity on a car as the 鈥渄ifference between the resale value of the car and the amount you owe.鈥�
Vehicle equity comes into play if you want to trade in your current automobile for a new one, possibly using your current vehicle as the down payment. And what you鈥檙e looking for in this situation is known as positive equity.
Positive equity in a car is reached when the amount you owe on the car is less than the amount the car is currently worth. For example, let鈥檚 say you make a down payment of $5,000 on a car priced at $40,000, therefore getting a loan of $35,000. If that car鈥檚 current market equity is showing to be $37,000, you have $2,000 in positive equity on that car.
Now that you know about positive equity, the flip side of that would be, yep, negative equity. That is, owing more on a vehicle than the car is worth. If you鈥檝e heard the phrase being 鈥渦pside-down鈥� on a vehicle, negative equity is what that is referring to.
In our example above, if the car鈥檚 current worth was $33,000 instead of $37,000, that would result in negative equity of $2,000 based on a loan of $35,000.
To calculate your current car鈥檚 equity, start by checking the balance you owe on your current car with your lender. Once you have that, you need to know the current market value of the vehicle. Resources such as Kelley Blue Book can help you get an estimate of what your car is currently worth and if your equity would then be positive or negative based on that amount.
So, what factors can impact positive and negative equity in a car? As your time with a vehicle goes by, regular wear and tear can impact the car鈥檚 overall value. Things like:
Vehicle Age (As a vehicle ages and newer models and designs come out, this could reduce the value of the car.)
Mileage (Lengthy daily commutes and multiple long-distance road trips can put miles on a machine quickly.)
Accidents (If your vehicle has been in a fender bender and has yet to be fixed, a cracked windshield, missing hubcap(s) or other damage to the body can cause the value to be much less.)
To keep on top of equity when looking into your next vehicle, make sure you are diligent with your research and understand the cost of options, financing and taxes so you aren鈥檛 already upside-down when you drive out the door. Consult resources such as Kelley Blue Book and Edmunds to estimate the true value of the car.
Looking at your monthly budget, choose the shortest repayment plan you can afford because shorter repayment plans typically mean lower interest rates and faster payoff. Our car budget calculators* can help you see where certain terms work with your finances.
Check the car manufacturer鈥檚 website for possible interest rate deals as well as online shopping sites that offer pre-qualification. Pre-qualifying lets you shop with confidence and gives you buying power with the dealer. Discover more about the difference between interest rates and APR here.
According to Kelley Blue Book, a car鈥檚 value depreciates 20% in the first year of ownership and can lose 60% of value by the fifth year. Making a down payment of at least 20% of the vehicle鈥檚 total cost can help offset the depreciation and set you on a route toward positive equity.
*The referenced calculators are meant for educational and illustrative purposes only. The calculators estimate amounts solely based on the information you provide. We do not guarantee the availability of the illustrated terms or your eligibility for any product referenced. The estimated amounts generated from the calculators do not constitute a finance offer.
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]]>The effect of higher prices for new vehicles means that the average loan amount is greater for a new ride, too. Numbers from Experian show that the average loan was $41,572 for new and $26,468 for used vehicles toward the end of 2024, while monthly payments for new vehicles were also higher at $742 compared to $525. Keep in mind, however, that other factors such as a trade-in, down payment, the loan duration and your credit scores will also influence how a loan takes shape, including both the loan amount and monthly payment.
Although new cars generally come with higher prices, interest rates tend to be lower. Overall, this reflects the reduced risk involved in lending for new vehicles. Two important reasons are that lenders are better able to gauge the value of a new car over a used model and that buyers of new cars generally have higher credit scores based on better credit histories.
New cars lose value more quickly than used vehicles which, coupled with higher transaction prices, creates a higher chance of negative equity 鈥� when you owe more on your loan than the vehicle is worth. The rate of depreciation varies according to the type of vehicle purchased but the possibility of being 鈥渦pside down鈥� can be reduced by taking steps such as making a good down payment to lower your loan amount.
Is it easier to finance a new or used car? Your own financial situation will have a strong bearing here but some lenders operate lending restrictions according to a vehicle鈥檚 age and mileage, so you may encounter fewer used car financing options across the market.
Understanding the differences between new and used vehicle financing can form a valuable part of your car-buying decision. Like any major purchase, it鈥檚 worth beginning the process by budgeting what you can afford so that, in this case, your vehicle priorities and the role of financing can play into your decision more closely.
Take a look at our finance calculators for help as you go, and see if you with Drive庐, by 麻豆直播庐. Pre-qualification gives you a better idea of whether you鈥檒l be approved for a loan and, if you pre-qualify, you can even customize your potential loan terms and shop vehicles that match.
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April is National Financial Literacy Month. What better time to take a moment to step back and look at your financial goals?
There鈥檚 more to financial health than making your car payment on time. Spending habits, savings, insurance, taxes and retirement all are part of the bigger picture of financial wellness 鈥� along with staying current on your payments.
And while it may not always be easy to keep up, 麻豆直播 Consumer USA can help.
Our听Learning Center听is designed to help guide you through some of the basics, with short videos, articles and more. It鈥檚 a one-stop shop to jump-starting financial literacy and getting you on the road to achieving your goals.
Following are five tips (lessons) to help you with financial education that are good ideas, not just for National Financial Literacy Month, but any time of the year.
Not knowing your spending limits can lead to overspending and financial trouble. Late or missed payments can be avoided by creating a budget and sticking to it. Knowing how much you can afford before you start spending is key to staying on track. Our finance calculators鈥� can help you get organized.
Paying your bills on time can sometimes be tough to do. But making timely payments is important for a variety of reasons. If you鈥檙e not able to make your payments on time, there can be consequences, both now and in the future, including late fees, extra interest charges and possible impacts to your credit score.
Making it a point to regularly check your credit report (at least one each year) is an important step in maintaining your financial wellness. By keeping up with items showing up on your report, you鈥檙e more likely to catch errors and keep them to a minimum. It鈥檚 easier than you might think.
Identity theft and fraud are frequent occurrences and it鈥檚 more important than ever to protect your personal information. A few small things can go a long way in protecting yourself against听fraudsters. This includes using strong computer usernames and passwords and changing them often. And using multi-factor authentication wherever available provides a second layer of security protection.
If you鈥檙e in the market for an auto loan, it鈥檚 important that you know how your simple interest contract works. This makes it easier to understand how your payments are applied and more. To find out more about simple interest, visit our听Help and Support page听and type 鈥渟imple interest鈥� in the 鈥淎sk me anything鈥︹€� field at the top of the page.
Learning about money, budgets and how to manage both can lead to overall financial wellness and achieving goals like purchasing a vehicle or a home. Even small steps can make a big difference, no matter your income or age.
At 麻豆直播 Consumer USA, we care about your financial wellness. It鈥檚 important to us that our customers pave their way to a brighter financial future.
鈥�The referenced calculators are meant for educational and illustrative purposes only. The calculators estimate amounts solely based on the information you provide. We do not guarantee the availability of the illustrated terms or your eligibility for any product referenced. The estimated amounts generated from the calculators do not constitute a finance offer.
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]]>The post How much should a car down payment be? appeared first on 麻豆直播 Consumer USA.
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When shopping for a new vehicle, in addition to price, year, model, mileage and other details, an important financing element to keep in mind is a down payment. If you鈥檝e ever asked yourself, 鈥淗ow much should I put down on a car?鈥� then you鈥檙e not alone.
According to auto and financial industry experts, the standard recommended amount is 20% of the sales price for a new car, or at least 10% of the sales price if you鈥檙e buying a preowned vehicle.
Depending on how much money you can put down, the amount impacts the overall financing and monthly amount you鈥檒l pay for your auto loan. Not to mention your chance for loan approval and the particular Annual Percentage Rate (APR) available.
For first-time car buyers, putting money down on a car can help prove creditworthiness because, to a lender, cash indicates that you鈥檙e serious about buying a vehicle and committed to making the payments.
Kelley Blue Book supports the idea that the average down payment on a car should fall around 20% of a vehicle鈥檚 total price. Other financial news sources, such as CNBC and NerdWallet, agree with this amount as a good percentage to shoot for when car buying.
New cars
For new cars, it鈥檚 understood that depreciation 鈥� the decrease in a car鈥檚 value over time 鈥� begins when a vehicle is driven off the lot. A new car typically depreciates by 20% to 30% in its first year and continues to decline in value as the years go by. Therefore, putting down 20% (or more) can help offset the car鈥檚 value due to depreciation, and often offer lower monthly payments, giving you some peace of mind after your purchase. As far as equity in your vehicle goes, making a larger down payment can help you fight off that depreciation and put you in a better position when you sell or trade your vehicle in.
Used cars
Since used cars have already gone through the initial depreciation phase, depending on year, mileage, condition and other factors, the cost to finance could be lower than new. Putting down less on a preowned vehicle, say 10%, might be enough to have a manageable monthly payment based on your budget. Keep in mind the bigger the down payment you can afford to make, could help improve your financing options.
Average down payment of a car at 20% or 10% aside, if you can afford to put down more on a vehicle upfront, it could benefit you and the overall life of your loan.
Lower monthly payments
More money down could equate to a lower monthly payment as the overall amount you are financing would be less. Using our handy auto finance calculator,* you can see how much different down payments could impact your overall loan. For example, say you have your eyes on a car that costs $30,000 and get approved for the full amount at 10% APR, over 60 months. The monthly payment would be around $637. With a 20% down payment of $6,000, however, that monthly payment drops to $510.
Less interest
The more you put down up front can reduce the amount you have to borrow, and in turn, could also reduce the amount of interest you have to pay over the life of the loan.
You鈥檙e probably aware that your credit score plays a part in your ability to get auto financing. Typically, the higher the credit score, the more favorable the interest rate and loan amount. If you have a lower credit score, lenders may request a larger down payment to offset the risk of the loan being paid back.
If you don鈥檛 have extra cash to put down on a new car, but you do have a car to trade in, that can be a big help in getting financing. Even a trade-in worth, say $3,000, put down on a $30,000 vehicle can have you in better shape with a loan than not putting anything down at all. As our article on understanding the differences between APR and interest rates for auto loans states, 鈥淎ny money you can put down, including the value of a trade-in, will reduce the amount you need to borrow and, in turn, lower the risk for a lender.鈥�
Going into the car shopping process with the mindset of finding something that works with your budget can help set you up for the financial road ahead. And planning what you may be able to put down upfront is a big part of that decision.
*The referenced calculator is meant for educational and illustrative purposes only. The calculator estimates amounts solely based on the information you provide. We do not guarantee the availability of the illustrated terms or your eligibility for any product referenced. The estimated amounts generated from the calculator do not constitute a finance offer.
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